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This article applies only to customers in India who pay in INR. TDS does not apply to purchases billed in USD.

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When TDS Applies

Under Indian tax law, Tax Deducted at Source (TDS) must be deducted on certain business payments once they cross specific thresholds in a tax year. Equip’s online checkout collects the full purchase amount, so TDS cannot be deducted on the payment gateway itself. If your purchase crosses these thresholds, use one of the two flows below instead of paying entirely through the standard checkout.
Consult your accounting or finance team to confirm whether TDS applies to your purchase and at what rate. Equip cannot advise on your company’s tax obligations.

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Deducting TDS Before You Pay

If your purchase requires TDS, you can skip the online checkout and pay by bank transfer so your team can deduct TDS at the source.
1

Email Equip with your purchase details

Write to hello@equip.co with the number of credits you want to purchase. Equip replies with an invoice and bank transfer details.
2

Pay via bank transfer, net of TDS

Once Equip receives the payment, the credits are added to your team’s balance.

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Claiming TDS Refunds

If you need credits immediately, or your accounting team files TDS on every transaction, pay in full on Equip first and claim the TDS amount back. Here is how it works, assuming a ₹10,000 purchase with an example TDS rate of 10% (₹1,000):
1

Pay in full on Equip

Complete the purchase on Equip, paying the entire ₹10,000. Your credits are added immediately.
2

Remit the TDS to the government

Your finance team remits the ₹1,000 TDS amount on the government portal.
3

Share Form 16A with Equip

Email your Form 16A (the TDS certificate) to hello@equip.co. Equip refunds the ₹1,000, or issues its equivalent in credits, whichever you prefer.